My Why

My Why I tried to avoid this project for years. There are tons of budgeting programs out there, financial gurus are everywhere, and the personal finance space is very noisy and crowded. Those gurus (and many of the budgeting tools) thrive on cult followings. One...

Calculating Minimum Viable Income (MVI)

If you hang around the startup world, you are probably aware of the “Lean Startup” movement. One of the core Lean Startup concepts is building a Minimum Viable Product (MVP), which is a product containing just enough functionality to start getting feedback...

Real-world Budget Tutorial (part 4)

This is the fourth installment in our series about how to create and use a budget to monitor and improve our spending habits. In Part 1, we covered the importance of funding Savings First, and we introduced “The 30 Percent Rule” to express that we have...

Real-world Budget Tutorial (part 3)

This is the third installment in our series about how to create and use a budget to monitor and improve real-world spending habits. In Part 1 and Part 2 we introduced key concepts you need to understand to get the most out of this installment. If you haven’t...

Real-world Budget Tutorial (part 2)

This is the second installment in our series about how to create and use a budget to monitor and improve real-world spending habits. In part 1, we introduced some key concepts you need to understand to get the most out of this installment. If you haven’t...