This is the fourth installment in our series about how to create and use a budget to monitor and improve our spending habits. In Part 1, we covered the importance of funding Savings First, and we introduced “The 30 Percent Rule” to express that we have...
This is the third installment in our series about how to create and use a budget to monitor and improve real-world spending habits. In Part 1 and Part 2 we introduced key concepts you need to understand to get the most out of this installment. If you haven’t...
This is the second installment in our series about how to create and use a budget to monitor and improve real-world spending habits. In part 1, we introduced some key concepts you need to understand to get the most out of this installment. If you haven’t...
The premise of the Thinking Budget is that conventional budgeting tools have a fatal flaw: They fail when your spending behavior does not conform to your best intentions. This begs the question: How DOES one create–and USE–a budget that doesn’t fall apart in the real...